PERMATA GUSTI , G. .; TRIADI YULIARTO, R. . Analysis of The Causes of The Decline in Profits of The Bank Tabungan Negara (Persero) Tbk 2019. Jurnal Equilibrium Manajemen Fakultas Ekonomi Universitas Panca Bhakti, [S. l.], v. 3, n. 1, p. 13–22, 2020. Disponível em: https://jurnal.upb.ac.id/index.php/equalibrium/article/view/85. Acesso em: 5 sep. 2025.