Faktor–Faktor Yang Mempengaruhi Reputasi Bank Kalbar Di Kota Pontianak
Main Article Content
Abstract
This study aims to determine and analyze the influence of product and service quality, product innovation, integrity and ethics, technological adaptation, service excellence, and user experience on the reputation of Bank Kalbar in Pontianak City. The research applies a quantitative approach using a survey method through questionnaires distributed to Bank Kalbar customers. The data analysis technique used is multiple linear regression. The partial (t-test) results indicate that all independent variables have a positive and significant effect on the bank's reputation (Y), with the following t-values: product and service quality (2.032), product innovation (2.203), integrity and ethics (3.280), technological adaptation (2.551), service excellence (2.111), and user experience (2.727), all of which exceed the t-table value (1.666). Therefore, improvements in these six factors have been proven to strengthen the reputation of Bank Kalbar. The findings of this study are expected to serve as a strategic reference for the bank’s management in enhancing customer trust and loyalty
Article Details

This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
Copyright (c) 2021 Jurnal Equalibrium
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
Jurnal Equalibrium is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
References
Dewiyan, L. (2017). Studi Perbedaan Karakteristik Konsumen Pada Pelayanan E- Banking Pt. Bank Rakyat Indonesia, Tbk. Yogyakarta. Doctoral dissertation, UAJY.
Ferozi Ramdana Irsyad, Filja Azkiah Siregar, Jonatan Marbun, & Hasyim Hasyim. (2024). Menghadapi Era Baru : Strategi Perbankan Dalam Menghadapi Perubahan Pasar Dan Teknologi Di Indonesia. Transformasi: Journal of Economics and Business Management, 3(2), 29–46. https://doi.org/10.56444/transformasi.v3i2.1594
Garrett, J. J. (2002). The Elements of User Experience: User-centered Design for the Web. New Riders.
Hassan, R., Nomran, N. M., & Haron, R. (2016). Bank Performance and Shari’ah Supervisory Board Attributes on Islamic banks: Does Bank Size Matter? Journal of Islamic Finance, 6(2), 174–187. https://doi.org/10.31436/jif.v6i0.265
Lauza, A., Rasyidin, M., Saleh, M., Zulfikar, Z., Nova, N., & Rizkina, A. (2024). Analisis Faktor Layanan, Reputasi dan Keamanan yang Mempengaruhi Keputusan Gen Z Menggunakan Perbankan Syariah. TIN: Terapan Informatika Nusantara. Journal Managemen Business, 5(2), 116-124.
Meilani, A., & Sugiarti, D. (2022). Analisis Kualitas Layanan dan Kepuasan Nasabah Bank Syariah Indonesia. Jurnal Ilmiah Ekonomi Islam, 8(3), 2501. https://doi.org/10.29040/jiei.v8i3.6586
Muhlis, & Hasanah, A. (2023). Pengetahuan Produk dan Reputasi Bank Serta Pengaruhnya Terhadap Minat Masyarakat Menabung Di Bank Syariah Indonesia. ABHATS: Jurnal Islam Ulil Albab, 4(1), 28–38. http://abhats.org
Nustini, Y., Umma, M., & Samira, W. A. (2020). Inovasi Pemanfaatan Teknologi Informasi Pada Industri Perbankan Studi Terhadap Penggunaan Mobile Banking. 1st ed. Yogyakarta: Ekonisa.
Pratiwi, Windi. "Sikap dan Perilaku Masyarakat Terhadap Penggunaan Dompet Digital (E-wallet) di Kota Pontianak." Jurnal Equilibrium Manajemen Fakultas Ekonomi Universitas Panca Bhakti 6.1 (2020): 48-56.
Sari, N., Sari, R., Zatia, & Yonathan, S. (2023). Miningkatkan Literasi Fintech Melalui Edukasi Sosial Di Tembilahan. Jurnal Pengabdian Kepada Masyarakat, 6(1), 45–49.
Sugiyono. (2017). Metode Penelitian Kuantitatif, Kialitatif, dan R&D. Alfabeta.
Sugiyono. (2020). Metode Penelitian Kualitatif. Alfabeta.
Suryani, S., & Hendryadi, H. (2015). A Developing Model of Relationship Among Service Quality, Consumer Satisfaction, Loyalty and Word of Mouth in Islamic Banking. Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah, 7(1), 45–58.
Wahyuni, N. M. I., & Cipta, I. W. (2022). Pengaruh Good Corporate Governance dan Profitabilitas Terhadap Nilai Perusahaan Pada Bank Umum Yang Terdaftar Di Bursa Efek Indonesia. Jurnal Manajemen Dan Bisnis, 4(3), 297–305